Notice of Loss Sample Letter

Most insurance policies require you to provide a Notice of Loss to the insurance company in the event you suffer property damage or loss, and want to file a cla

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If a jeweler damages my ring, can they keep it while determining what compensation I will receive? Can I force them to give it back and have them pay for repairs?

There are two different issues here: The first is physical control over or access to the ring. The answer to that is, it is your ring, that is, your property. The store, the jeweler, or indeed, anybody else, has no right to tell you what to do with it or keep it against your will. If they refuse to return your property on demand, you might consider contacting the police. Keeping someone’s property without their permission is theft.

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