Why do I need a back injury lawyer when I am offered a back injury settlement for all my bills from the other driver’s insurer?
You should never settle your claim for a back injury (or any other claim) until you are very sure of the type of injuries you have suffered, the full extent of your injuries and to what extent you will need continuing medical care. It is important to make very sure you know the full value of your claim before an insurance company talks you into any kind of settlement; normally a settlement will stop you from ever collecting any more money for your claim, even if your situation changes and becomes worse.
For example, if you are in a car accident and you have back pain afterwards, you are not in a position to accept any kind of settlement offer until you know the cause of the pain, how long the pain will last, how the pain will affect you into the future and the fair value of all your injury-related damages.
Even if the other driver’s insurer agrees to pay your medical bills, you might have the right to much more money than just your bills. Usually, the insurance company of a person who is liable for your back injury must pay you for “economic” and “general” damages that are the result of your back injury. If you agree to a settlement before you know what the true value of these damages is, you will likely cheat yourself out of money that you deserve and that you will probably need for future care.
An experienced back injury lawyer can help you through the settlement process and make sure you get everything you are entitled to. Having a lawyer review all your settlement offers is always the best way to protect your rights and receive the maximum compensation.
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