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The injuries from my slip and fall accident appear to be minor. Why would I want to contact a lawyer rather than try to settle my case quickly with the insurance adjuster?
There are many factors that must be taken into account when attempting to settle a slip and fall case: your medical bills, lost wages, the occupational effect of the injury, the amount of disability, liability, etc. In addition, you have the persistence of an insurance adjuster whose sole goal is to settle your claim and move on.
That said, if your injuries really are minor -- no scars, no permanent injury, very short-term discomfort, full recovery and no potential future consequences—you may be right in thinking that it is not worth much. A good rule of thumb is not to rush into an early settlement. Get tests; give things time. See if you have really recovered after a few months, and how your life has been affected. The damages may be greater than you realized. Once you sign on the dotted line, you release the other party from any additional payment or claims on the matter. Though there may be a modest amount of money involved, it may pay for you to talk with a personal injury attorney.
For example. A woman thought her knee injury would heal up after a slip and fall, and she was tempted to settle quickly to get funds. But when she later needed surgery, she decided to get legal assistance. The surgery was not very successful, and she was told she would likely need a knee replacement in the future. As a result, her attorney got her more than ten times the amount she would have gotten on her own by settling quickly.
Remember, too, that most insurance policies have a medical pay provision that can provide money up front to cover some of your expenses. In the above example, long before the settlement, the woman was able to get reimbursed for a hotel room after surgery because she couldn’t manage the steps to her home, and for a car rental because her car had a clutch, which she found painful to use. |
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