I informed my insurer that our home contained deadly mold and our health was damaged. So far our insurer has delayed in responding. Do we have a bad faith claim against the insurer?
Yes, you will have a cause of action to sue for the insurance company being non-responsive. Insurance companies need to take immediate action to mitigate the problem or notify the insured that under the policy exclusions, there is no coverage for mold related illnesses. There was a recent State Farm case where the company was found guilty of being negligent due to taking no action on a mold case. If you would like an experienced attorney review your case at no cost or further obligation, please fill out Free Advice's case evaluation form.
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